» Ah, to be on your own ... making decisions, weighing options, taking responsibility. Independence is a beautiful thing, but it also gives you more to think about. Well, you can cross finding a high-quality, low-cost financial institution off your list when you join Siskiyou Central Credit Union. We can help you make your way in the world with our products and services.
- Establishing Credit
Establishing good credit is part of building a solid foundation for a bright future, but there's much more to it than simply saying, "Charge it."
First you need a good, low-rate credit card. We have VISA® Credit Cards available for members with a great low rate, no annual fee, free online account access and more!
Second, try not to charge more than you can afford, and the best way to do this is to pay-off existing credit card debt before accumulating more. If you keep the number of credit cards in your possession to a minimum, this should remain manageable.
And finally, paying your credit card bill regularly and on time will help you earn points toward a good credit rating.