Consumer Loans

Sometimes we need a little more cash for life’s expected and unexpected expenses. At Siskiyou Credit Union, we’re here to help you borrow the money you need to achieve your dreams…with low rates and flexible terms!

Pay for anything you need, easily and conveniently! A Siskiyou Signature Loan can help you consolidate debt, make a large purchase, or pay for anything else you need!

Low, fixed rates
Flexible terms of up to 60 months
No collateral required
No prepayment penalties
Credit Life & Disability Insurance

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At Siskiyou Credit Union, we work hard to offer you ways to work toward financial success. When you need to establish, gain, or repair credit, we’re here to help with Credit Builder Loans.

We offer Financial Counseling with either a loan officer or let you watch a required educational video.

Establish Credit

Get a loan for anything you need—perfect for members who need to establish credit.

Borrow up to $1,000
Low loan fee
Terms up to 12 months
No prepayment penalty
Must be at least 18 years of age

Re-Build Credit

These loans are perfect for members who need to repair their credit because your approved loan amount is held in your Share Account. Then, when your loan is paid in full, you’re able to use your loan.

Borrow $500 to $2000
No credit check
Terms up to 12 months
No prepayment penalty
Must be at least 18 years of age

Payoff-Payday Loan

Have a payday loan with an interest rate that’s too high? Siskiyou can help. We’ll pay off your alternative or payday lender debt and get you a lower interest rate that’s manageable for your budget.

Borrow from $300 to $4000
Flexible terms up to 24 months
Low Minimum monthly payment
No prepayment penalty
Must be 18 years of age

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