|
General Services |
|
Money Order ($1,000 Max.) |
$5.00 |
|
Cashier's Checks |
$5.00 |
|
Verification of Deposit |
$15.00 |
|
Wire Transfers |
|
Incoming |
$20.00 |
|
Outgoing |
$30.00 |
|
FAX Per Page |
|
Incoming |
$1.00 |
|
Outgoing ($.50 ea. extra pg.) |
$3.00 |
|
Attachment/Levy against |
|
Member's Account |
$50.00 |
|
Foreign Check Collection Fee |
$15.00 - $25.00 |
|
Inactive/Dormant Account |
|
Notification to member of account status |
$5.00 |
|
Assessed after no activity for 1 year. |
|
|
Escheating to State |
$2.00 |
|
Assessed when total account balances under one member account number are over $50.00 with no activity for 3 years. |
|
Bad Address |
$5.00 |
|
Account Research |
|
By MSR in person or phone |
$5.00 |
|
Automated |
N/C |
|
Telephone account transfers by MSR |
$1.00 |
|
Copy of Statements |
$5.00 |
|
Electronic Statements |
Free |
|
Returned Deposit Item (RDI) |
$10.00 |
|
RDI From self to self (different bank) |
$20.00 |
|
Stop Payment Check |
$30.00 |
|
Copy of Paid Check |
$3.00 |
|
Base Share balance below $25.00 (Monthly Fee) |
$5.00 |
|
Coin Counter over $50.00 |
5% of total |
|
Sponsor check cashing for non-member |
$10.00 |
|
Share Savings Accounts |
|
New Member Account Fee |
$5.00 *1 |
|
Early Closure (within 120 days) |
$20.00 |
|
Reopen Account (with in 6 mos.) |
$20.00 |
|
Account Closed by CU Due to MISUSE or ABUSE |
$30.00 |
|
NSF Return item (per Item) |
$30.00 |
|
Manual Overdraft Transfer(Reg D Exceeded) |
$30.00 |
|
Manual Transfer by phone (Reg D Exceeded) |
$5.00 |
|
Manual Transfer in person |
N/C |
|
Account Reconciliation |
|
(Research & Balancing) per hr (Min-1 hr) |
$25.00 |
|
Share Draft Checking Accounts |
|
Platinum Checking |
$5.00 |
|
Share Draft Checking |
$5.00*** |
|
Early Closure (within 120 days) |
$20.00 |
|
Reopen Account (with in 6 mos.) |
$20.00 |
|
Account Closed by CU Due to MISUSE or ABUSE |
$30.00 |
|
Courtesy Pay Fee (per item) |
$30.00 |
|
NSF Return item (per Item) |
$30.00 |
|
Manual Overdraft Transfer(Reg D Exceeded) |
$30.00 |
|
Manual Transfer by phone (Reg D Exceeded) |
$5.00 |
|
Manual Transfer in person |
N/C |
|
Temporary checks (first 3 pgs for new acct Free) |
N/C |
|
Additional Page (4 checks) |
$1.00 |
|
Personal Checks |
Fee based on style*2 |
|
Account Reconciliation |
|
(Research & Balancing) per hr (Min-1 hr) |
$25.00 |
|
Visa ATM/ Check Card |
|
Courtesy Pay Fee (Negative balance) (per Item) |
$30.00 |
|
NSF Return item (per Item) |
$30.00 |
|
Replacement Card |
$10.00 |
|
New PIN |
$3.00 |
|
Payment By Card |
$3.00 |
|
Point of Sale Usage for purchases (POS) |
N/C |
|
ATM-Cash Withdrawals at SCU or CO-OP ATM'S |
N/C |
|
Other ATM Locations |
|
First 5 |
N/C |
|
Additional Withdrawals |
$1.50 |
|
Visa |
|
Annual Fee |
N/C |
|
Late Fee (The greater of) |
|
|
5 days late |
3% or $7.00 |
|
10 days late |
3% or $10.00 |
|
15 days late |
3% or $15.00 |
|
Over limit Fee |
$25.00 |
|
Returned Payment Items |
$25.00 |
|
Loans |
|
Credit Report Fee |
$25.00 |
|
Late Charge (after 10 days) |
|
Secured (the greater of) |
10% or $25.00 |
|
Signature Loans (the greater of) |
12% or $25.00 |
|
HELOC (the greater of) |
15% or $50.00 |
|
PC Car book/Kelley Blue Book |
N/C |
|
Collateral Insurance Add on |
$35.00 |
|
Electronic Title Fee |
$20.00 |
|
Returned Payment items |
$30.00 |