Courtesy Pay

We all make mistakes, it happens to everyone, sometimes we accidentally overdraw our checking account. With Siskiyou Credit Union, you don’t have to worry because we’ve got you covered with Courtesy Pay.

Courtesy Pay is different from our Overdraft Privilege because we’ll cover you if you overdraw and don’t have enough in a Share Account to cover the transaction. 

  • Save money by avoiding things such as merchant return check fees
  • Low $30 fee per item
  • We’ll cover up to $750 (amount varies per account)
  • Avoid embarrassing transaction declines at the register
  • We’ll cover items like; personal checks, ACH, Bill Pay, and/or recurring debit card payments

What if I want to authorize and pay overdrafts on my ATM and everyday debit card transactions?

If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, fill in and submit the form below.

Opt- in Now

Alternatively, you may fill in, print and mail the form to Siskiyou Credit Union, Attn: Overdraft Department, P.O. Box 1125 Yreka Ca. 96097-1125; or call us at call (530) 842-1694 and we'll be glad to help you.